Fee Schedules
Margin Rates:
RBC Express Credit Debit Balance % Over/Under Base lending Rate Interest Rate*
$0 to $24,999.99 2.750% 13.000%
$25,000.00 to $49,999.99 2.250% 12.500%
$50,000.00 to $74,999.99 1.750% 12.000%
$75,000.00 to $99,999.99 1.375% 11.625%
$100,000.00 to $249,999 1.125% 11.375%
$250,000.00 and over 1.000% 11.250%
*Based on the Base Lending Rate. The Base Lending Rate, as of August 2, 2023, is 10.25%
Service Fees:
Service Fee
Account Pledge $200
Alternative Investment-Transaction Fee $150
Alternative Investment-Maintenance Fee $100
Annual Account Fee $75
Automated Clearing House (ACH) Stop Payment Fee $20
Bank Wire-Domestic $35
Bank Wire-Foreign $75
Direct Registration System (DRS) Transfer Fee (Incoming) $25
Direct Registration System (DRS) Transfer Fee (Outgoing) $25
Dividends & Reorgs-Coupons Rec’d for Collection $10
Dividends & Reorgs-Charge for late Instructions on Expiring items $15
Duplicate Tax Documents (Paper copies) $1.25
Duplicate Confirm (Paper copies) $1.25
Duplicate Statement (Paper copies) $1.25
Deposit/Withdrawal at Custodian (DWAC) Fee Ranges from $25 to $150
Escheatment $125
Extensions $10
Investment Access Annual Account Fee $125
Legal Deposit/Transfer $70
Non-Sufficient Funds (NSF) Fee $30
Non-Transferable Security Custody $2 per position/per month
Outgoing IRA ACAT Fee $120
Outgoing Non-IRA ACAT Fee $150
Overnight Check $10
Partial Transfer $25 Per Transfer
Physical Certificate Reject Fee $200
Physical Certificate (Non-DRS Eligible and DRS Eligible Securities) $650
Retirement-Custodial Qualified retirement closing fee $50 + Prorated Annual Fee
Retirement-Custodial Qualified retirement plan annual fee $75/emp acct + $5/add’l participant
Retirement-Custodial Qualified retirement plan set up fee $25/emp acct + $5/add’l participant
Retirement-IRA Annual Account Fee $50
Retirement-IRA Account Closing Fee $120
Retirement-Self trusteed plan annual fee(one plan/paired plan) $150 / $250
Retirement-Self-trusteed plan closing fee(one plan & paired plan) Prorated Annual Fee
Retirement-Self-trusteed plan set up fee(one plan/paired plan) $200 / $300
Returned Check $35
Rule 144/Restricted Stock Deposit Fee $95
Safekeeping Fee $50
Security Transfer Fee – International $140
Transfer Agent Fees At Cost
Transfer on Death Account Change Fee $30
Transfer on Death Account Distribution Fee 0.10%
Transfer on Death Account Set-up Fee $50
Voluntary Non-Physical Reorg $40
Voluntary Physical Reorg $45